Gold necklace with family birthstones

Please consider my request for an appraisal. This is my eirloom necklace for my paternal grandmother 

Item Details

• Type: Antique Family Cross Necklace
• Material: Confirmed 18k gold
• Dimensions: 18" chain
• Gemstones: 9 stones on the chain, 8 stones on each arm of the cross
• Estimated Age: 100+ years old, likely from the early 1900s
• Condition: Excellent
• Origin: Believed to have European roots, likely passed down to the owner’s grandmother (Canadian heritage)

Historical Context

This necklace appears to be an early 20th-century European heirloom, possibly influenced by Victorian or Edwardianjewelry design. Key characteristics that align with this period include:

✅ Intricate gold wirework on the cross — a popular technique in Victorian filigree jewelry.
✅ The presence of multi-colored gemstones suggests this piece may have been customized for symbolic family significance (common in family or birthstone jewelry traditions).
✅ The use of 18k gold is typical of high-end jewelry from Europe, particularly from Italy, France, or England during this period.

Gemstone Analysis (Based on Visual Assessment)

• The 9 chain gemstones and 8 cross gemstones appear to be a combination of garnet, peridot, topaz, amethyst, and other colored stones, which were common choices in family birthstone jewelry.
• These stones are likely semi-precious, adding symbolic value rather than significantly increasing monetary value.

Estimated Value

Based on the materials, design, and condition, this necklace could be valued in the following ranges:

• $1,200 – $1,800 USD (If valued mainly for gold content and craftsmanship)
• $1,800 – $2,500 USD (If the gemstones are confirmed to be natural and high quality)
• $2,500 – $3,500 USD (If linked to a known European jeweler or contains historically significant details)

Factors That Influence Value

✔️ 18k Gold Content: The confirmed gold purity significantly enhances the base value.
✔️ Historical Provenance: With its strong family history and likely European origin, this adds collectible appeal.
✔️ Condition: The excellent condition of the piece suggests it has been carefully preserved.
✔️ Handcrafted Details: The intricate wirework and symmetrical gemstone placement reflect skilled craftsmanship.
✔️ Sentimental & Heirloom Value: Given its 100+ year history, this piece holds strong emotional and cultural significance

Recommended Actions

1. Seek a Professional Appraisal: Due to the age, materials, and potential historical value, I recommend visiting a reputable appraiser specializing in:
   • Antique Jewelry
   • Victorian or Edwardian Designs
   • European Heritage Jewelry
2. Gold Authentication: To confirm the exact weight and gold value, have it tested by a jeweler with specialized equipment.
3. Gemstone Evaluation: Since the gemstones play a key decorative role, confirming their authenticity, type, and cut quality can further enhance the value.
4. Insurance Coverage: Given its age, family significance, and potential high value, consider obtaining jewelry insurance to protect the piece.

Conclusion

Your 18k gold cross necklace is a remarkable heirloom with potential value in the $1,800 – $2,500 USD range, possibly higher if linked to a known jeweler or historical period. Its exceptional condition, sentimental value, and craftsmanship make it a unique family treasure.